diff --git a/src/pages/iou/steps/IOUAmountPage.js b/src/pages/iou/steps/IOUAmountPage.js
index c1b42042e108..28ca5c68034c 100755
--- a/src/pages/iou/steps/IOUAmountPage.js
+++ b/src/pages/iou/steps/IOUAmountPage.js
@@ -127,6 +127,16 @@ class IOUAmountPage extends React.Component {
         return amount.replace(/,/g, '');
     }
 
+    /**
+     * Adds a leading zero to the amount if user entered just the decimal separator
+     *
+     * @param {String} amount - Changed amount from user input
+     * @returns {String}
+     */
+    addLeadingZero(amount) {
+        return amount === '.' ? '0.' : amount;
+    }
+
     /**
      * Update amount with number or Backspace pressed for BigNumberPad.
      * Validate new amount with decimal number regex up to 6 digits and 2 decimal digit to enable Next button
@@ -145,7 +155,7 @@ class IOUAmountPage extends React.Component {
         }
 
         this.setState((prevState) => {
-            const amount = `${prevState.amount}${key}`;
+            const amount = this.addLeadingZero(`${prevState.amount}${key}`);
             return this.validateAmount(amount) ? {amount: this.stripCommaFromAmount(amount)} : prevState;
         });
     }
@@ -158,7 +168,7 @@ class IOUAmountPage extends React.Component {
      */
     updateAmount(text) {
         this.setState((prevState) => {
-            const amount = this.replaceAllDigits(text, this.props.fromLocaleDigit);
+            const amount = this.addLeadingZero(this.replaceAllDigits(text, this.props.fromLocaleDigit));
             return this.validateAmount(amount)
                 ? {amount: this.stripCommaFromAmount(amount)}
                 : prevState;