diff --git a/src/pages/iou/request/step/IOURequestStepConfirmation.tsx b/src/pages/iou/request/step/IOURequestStepConfirmation.tsx
index ad1da43a3e92..38c98469d7b6 100644
--- a/src/pages/iou/request/step/IOURequestStepConfirmation.tsx
+++ b/src/pages/iou/request/step/IOURequestStepConfirmation.tsx
@@ -130,6 +130,7 @@ function IOURequestStepConfirmation({
     const allPolicyCategories = usePolicyCategories();
 
     const [transactions] = useOptimisticDraftTransactions(initialTransaction);
+    const [participantReport] = useOnyx(`${ONYXKEYS.COLLECTION.REPORT}${initialTransaction?.participants?.at(0)?.reportID}`);
     const hasMultipleTransactions = transactions.length > 1;
 
     // Depend on transactions.length to avoid updating transactionIDs when only the transaction details change
@@ -151,7 +152,7 @@ function IOURequestStepConfirmation({
     const isUnreported = transaction?.reportID === CONST.REPORT.UNREPORTED_REPORT_ID;
     const isCreatingTrackExpense = action === CONST.IOU.ACTION.CREATE && iouType === CONST.IOU.TYPE.TRACK;
 
-    const realPolicyID = getIOURequestPolicyID(initialTransaction, reportReal);
+    const realPolicyID = getIOURequestPolicyID(initialTransaction, reportReal ?? participantReport);
     const draftPolicyID = getIOURequestPolicyID(initialTransaction, reportDraft);
     const [policyDraft] = useOnyx(`${ONYXKEYS.COLLECTION.POLICY_DRAFTS}${draftPolicyID}`);
     const [policyReal] = useOnyx(`${ONYXKEYS.COLLECTION.POLICY}${realPolicyID}`);