diff --git a/doc/release-notes-16528.md b/doc/release-notes-16528.md
index 84af219e90ba..981ca058e435 100644
--- a/doc/release-notes-16528.md
+++ b/doc/release-notes-16528.md
@@ -115,5 +115,4 @@ descriptors with private keys for now as explained earlier.
 
 
 ## RPC changes
- - `createwallet` has changed list of arguments: `createwallet "wallet_name" ( disable_private_keys blank "passphrase" avoid_reuse descriptors load_on_startup )`
-`load_on_startup` used to be an argument 5 but now has a number 6.
+ - `createwallet` has a new argument `descriptors` at number 6: `createwallet "wallet_name" ( disable_private_keys blank "passphrase" avoid_reuse load_on_startup descriptors )`
diff --git a/src/rpc/client.cpp b/src/rpc/client.cpp
index 510ce0443e20..95e03f070a23 100644
--- a/src/rpc/client.cpp
+++ b/src/rpc/client.cpp
@@ -213,8 +213,8 @@ static const CRPCConvertParam vRPCConvertParams[] =
     { "createwallet", 1, "disable_private_keys"},
     { "createwallet", 2, "blank"},
     { "createwallet", 4, "avoid_reuse"},
-    { "createwallet", 5, "descriptors"},
-    { "createwallet", 6, "load_on_startup"},
+    { "createwallet", 5, "load_on_startup"},
+    { "createwallet", 6, "descriptors"},
     { "loadwallet", 1, "load_on_startup"},
     { "unloadwallet", 1, "load_on_startup"},
     { "upgradetohd", 3, "rescan"},
diff --git a/src/wallet/rpcwallet.cpp b/src/wallet/rpcwallet.cpp
index 6b3986ef3ff4..9f045255bb0b 100644
--- a/src/wallet/rpcwallet.cpp
+++ b/src/wallet/rpcwallet.cpp
@@ -2977,8 +2977,9 @@ static RPCHelpMan createwallet()
             {"blank", RPCArg::Type::BOOL, /* default */ "false", "Create a blank wallet. A blank wallet has no keys or HD seed. One can be set using upgradetohd (by mnemonic) or sethdseed (WIF private key)."},
             {"passphrase", RPCArg::Type::STR, RPCArg::Optional::OMITTED, "Encrypt the wallet with this passphrase."},
             {"avoid_reuse", RPCArg::Type::BOOL, /* default */ "false", "Keep track of coin reuse, and treat dirty and clean coins differently with privacy considerations in mind."},
-            {"descriptors", RPCArg::Type::BOOL, /* default */ "false", "Create a native descriptor wallet. The wallet will use descriptors internally to handle address creation"},
+            // Note that order is different with bitcoin, it is intentionally to avoid confusing unexpected breaking changes between v20 and v21 due to `load_on_startup` being backported in prior of descriptor wallets.
             {"load_on_startup", RPCArg::Type::BOOL, /* default */ "null", "Save wallet name to persistent settings and load on startup. True to add wallet to startup list, false to remove, null to leave unchanged."},
+            {"descriptors", RPCArg::Type::BOOL, /* default */ "false", "Create a native descriptor wallet. The wallet will use descriptors internally to handle address creation"},
         },
         RPCResult{
             RPCResult::Type::OBJ, "", "",
@@ -3018,7 +3019,7 @@ static RPCHelpMan createwallet()
     if (!request.params[4].isNull() && request.params[4].get_bool()) {
         flags |= WALLET_FLAG_AVOID_REUSE;
     }
-    if (!request.params[5].isNull() && request.params[5].get_bool()) {
+    if (!request.params[6].isNull() && request.params[6].get_bool()) {
 #ifndef USE_SQLITE
         throw JSONRPCError(RPC_WALLET_ERROR, "Compiled without sqlite support (required for descriptor wallets)");
 #endif
@@ -3037,7 +3038,7 @@ static RPCHelpMan createwallet()
     options.create_flags = flags;
     options.create_passphrase = passphrase;
     bilingual_str error;
-    std::optional<bool> load_on_start = request.params[6].isNull() ? std::nullopt : std::optional<bool>(request.params[6].get_bool());
+    std::optional<bool> load_on_start = request.params[5].isNull() ? std::nullopt : std::optional<bool>(request.params[5].get_bool());
     std::shared_ptr<CWallet> wallet = CreateWallet(*context.chain, *context.m_coinjoin_loader, request.params[0].get_str(), load_on_start, options, status, error, warnings);
     if (!wallet) {
         RPCErrorCode code = status == DatabaseStatus::FAILED_ENCRYPT ? RPC_WALLET_ENCRYPTION_FAILED : RPC_WALLET_ERROR;
@@ -4629,7 +4630,7 @@ static const CRPCCommand commands[] =
     { "wallet",             "abortrescan",                      &abortrescan,                   {} },
     { "wallet",             "addmultisigaddress",               &addmultisigaddress,            {"nrequired","keys","label"} },
     { "wallet",             "backupwallet",                     &backupwallet,                  {"destination"} },
-    { "wallet",             "createwallet",                     &createwallet,                  {"wallet_name", "disable_private_keys", "blank", "passphrase", "avoid_reuse", "descriptors", "load_on_startup"} },
+    { "wallet",             "createwallet",                     &createwallet,                  {"wallet_name", "disable_private_keys", "blank", "passphrase", "avoid_reuse", "load_on_startup", "descriptors"} },
     { "wallet",             "dumphdinfo",                       &dumphdinfo,                    {} },
     { "wallet",             "dumpprivkey",                      &dumpprivkey,                   {"address"}  },
     { "wallet",             "dumpwallet",                       &dumpwallet,                    {"filename"} },
diff --git a/test/functional/test_framework/test_node.py b/test/functional/test_framework/test_node.py
index 5c9c084de645..a82e4c5bd57b 100755
--- a/test/functional/test_framework/test_node.py
+++ b/test/functional/test_framework/test_node.py
@@ -705,7 +705,7 @@ def __getattr__(self, name):
     def createwallet(self, wallet_name, disable_private_keys=None, blank=None, passphrase='', avoid_reuse=None, descriptors=None, load_on_startup=None):
         if descriptors is None:
             descriptors = self.descriptors
-        return self.__getattr__('createwallet')(wallet_name, disable_private_keys, blank, passphrase, avoid_reuse, descriptors, load_on_startup)
+        return self.__getattr__('createwallet')(wallet_name, disable_private_keys, blank, passphrase, avoid_reuse, load_on_startup, descriptors)
 
     def importprivkey(self, privkey, label=None, rescan=None):
         wallet_info = self.getwalletinfo()